Fastest growing ACH and e-Check verification service in the industry.
8
YEARS
/
OVER
2,022,279,323
RECORDS
Right-sized for your needs.
RVD is available in five editions with tiered pricing.
| FCRA Solutions | Non-FCRA Solutions | ||||
|---|---|---|---|---|---|
| RVD Lite |
RVD Basic |
RVD Advantage |
RVD PLUS |
RVD Advantage Lite |
|
| Validates bank routing number | Available | Available | Available | Available | Available |
| Complies with Nacha Web Debit Rule | Not available | Not available | Available | Available | Available |
| Provides optional OFAC checking | Not available | Available | Available | Available | Not available |
| Provides Decision Code on all transactions | Not available | Available | Available | Available | Available |
| Identifies known account closed accounts | Not available | Available | Available | Available | Available |
| Identifies known account not found or invalid accounts | Not available | Available | Available | Available | Available |
| Validates bank account number & structure | Not available | Not available | Available | Available | Available |
| Provides negative and positive history for the account | Not available | Available | Available | Available | Not available |
| Returns names and telephone numbers associated with the account | Not available | Available | Available | Available | Not available |
| Provides first and last date the account has been seen in RVD | Not available | Available | Available | Available | Not available |
| Returns the average amount of days for payment on a returned item | Not available | Available | Available | Available | Not available |
| Details most current returned reasons | Not available | Not available | Available | Available | Not available |
| Accesses additional financial and retail databases | Not available | Not available | Not available | Available | Not available |
| Details unauthorized returns reported on the account | Not available | Not available | Available | Available | Not available |
| Provides Risk Level code on all transactions | Not available | Not available | Not available | Available | Not available |
| Provides name, address, telephone number, and contact information for the financial institution | Available | Not available | Not available | Not available | Not available |
| Indicates if the bank routing number will accept ACH debit transactions | Available | Not available | Not available | Not available | Not available |
| Provides new routing number if the original has changed | Available | Not available | Not available | Not available | Not available |
Immediate results.
Risk Verification Database (RVD) is an advanced data scoring system designed to provide you with accurate predictions as to whether ACH debits, checks or e-Checks are likely to clear without return.
RVD compiles and analyzes over one billion real-time consumer transactions and then returns one of three ratings:
Accept
Allows the transaction to continue.
Decline
Notifies user if customized risk
parameters are present
Warning
Flags the transaction and requires
confirmation before proceeding.