Fastest growing ACH and e-Check verification service in the industry.

8 YEARS / OVER 2,022,279,323 RECORDS

Right-sized for your needs.

RVD is available in five editions with tiered pricing.

FCRA Solutions Non-FCRA Solutions
RVD
Lite
RVD
Basic
RVD
Advantage
RVD
PLUS
RVD
Advantage Lite
Validates bank routing number Available Available Available Available Available
Complies with Nacha Web Debit Rule Not available Not available Available Available Available
Provides optional OFAC checking Not available Available Available Available Not available
Provides Decision Code on all transactions Not available Available Available Available Available
Identifies known account closed accounts Not available Available Available Available Available
Identifies known account not found or invalid accounts Not available Available Available Available Available
Validates bank account number & structure Not available Not available Available Available Available
Provides negative and positive history for the account Not available Available Available Available Not available
Returns names and telephone numbers associated with the account Not available Available Available Available Not available
Provides first and last date the account has been seen in RVD Not available Available Available Available Not available
Returns the average amount of days for payment on a returned item Not available Available Available Available Not available
Details most current returned reasons Not available Not available Available Available Not available
Accesses additional financial and retail databases Not available Not available Not available Available Not available
Details unauthorized returns reported on the account Not available Not available Available Available Not available
Provides Risk Level code on all transactions Not available Not available Not available Available Not available
Provides name, address, telephone number, and contact information for the financial institution Available Not available Not available Not available Not available
Indicates if the bank routing number will accept ACH debit transactions Available Not available Not available Not available Not available
Provides new routing number if the original has changed Available Not available Not available Not available Not available
Learn More

Immediate results.

Risk Verification Database (RVD) is an advanced data scoring system designed to provide you with accurate predictions as to whether ACH debits, checks or e-Checks are likely to clear without return.

RVD compiles and analyzes over one billion real-time consumer transactions and then returns one of three ratings:

Accept

Accept

Allows the transaction to continue.

Decline

Decline

Notifies user if customized risk
parameters are present

Warning

Warning

Flags the transaction and requires
confirmation before proceeding.

Does RVD fit your needs? Contact us today to learn more.

Contact Us