Quick. Accurate. Indispensable.


Easy compliance for the newly released Nacha Web Debit Rule.

Learn moreSpeak with our sales professionals

Fastest growing ACH and e-Check verification service in the industry.

8 years
/
over 2,103,557,510 records

Use RVD your way.

  • Choose the right format for you.

    RVD is available as a REST API for software applications, as a batch process through secure FTP, and via a web-based portal for merchants doing singular transactions.

  • Write your own rules.

    The application can also be refined and configured to suit your particular risk tolerance. Working with your assigned representative, we can help ensure your business is more profitable.

  • Add-on modules to meet your needs.

    Federal regulations require particular industries to perform an OFAC check before processing money movement. RVD offers an add-on module that will add OFAC screening within one transaction. Other options feature an eCheck add-on that allows you to enhance your depository system by moving from ACH to eChecks.

Learn moreabout How it works

Right-sized for your needs.

RVD is available in five editions with tiered pricing.

FCRA Solutions Non-FCRA Solutions
RVD
Lite
RVD
Basic
RVD
Advantage
RVD
PLUS
RVD
Advantage Lite
Validates bank routing number. Available Available Available Available Available
Complies with Nacha Web Debit Rule. Not available Not available Available Available Available
Provides optional OFAC checking. Not available Available Available Available Not available
Provides Decision Code on all transactions. Not available Available Available Available Available
Identifies known account closed accounts. Not available Available Available Available Available
Identifies known account not found or invalid accounts. Not available Available Available Available Available
Validates bank account number & structure. Not available Not available Available Available Available
Provides negative and positive history for the account. Not available Available Available Available Not available
Returns names and telephone numbers associated with the account. Not available Available Available Available Not available
Provides first and last date the account has been seen in RVD. Not available Available Available Available Not available
Returns the average amount of days for payment on a returned item. Not available Available Available Available Not available
Details most current returned reasons. Not available Not available Available Available Not available
Accesses additional financial and retail databases. Not available Not available Not available Available Not available
Details unauthorized returns reported on the account. Not available Not available Available Available Not available
Provides Risk Level code on all transactions. Not available Not available Not available Available Not available
Provides name, address, telephone number, and contact information for the financial institution. Available Not available Not available Not available Not available
Indicates if the bank routing number will accept ACH debit transactions. Available Not available Not available Not available Not available
Provides new routing number if the original has changed. Available Not available Not available Not available Not available
Meets qualifications for the Nacha WEB debit rule. Not available Not available Available Available Available
Learn moreabout Products and Pricing

Nacha Preferred Partner

MicroBilt is a NACHA Preferred Partner for Bank Account Verification. NACHA Preferred Partners are a select group of innovators that contribute to NACHA’s strategic efforts in support of the payments ecosystem by removing friction, increasing ease, improving cash flow accessibility and efficiency, as well as supporting sound risk management and security for ACH payments. MicroBilt was selected as a Preferred Partner because of its proven service that provides accurate and timely verification of bank account information, enabling businesses to reduce risk and improve transaction quality.

Rock solid security for you, your business and your customers.


RVD was built by MicroBilt, a leader in the risk management and data-services industry for over 40 years. MicroBilt uses banking quality data encryption, meeting the industry’s most stringent data security requirements as well as current FCRA compliance standards.

Speak with our sales professionals.

RVD is only available to businesses.

1-800-884-4747 sales@microbilt.com